What Makes a Business Case Bankable in Jamaica
Image
A bankable business case is one that convinces a lender or investor that a proposed venture can reliably generate sufficient cash flow to service debt and deliver acceptable returns. In the Jamaican context, this standard is shaped by commercial bank risk frameworks, Development Bank of Jamaica (DBJ) lending criteria, and broader prudential expectations under the Bank of Jamaica regulatory environment. The central issue is not whether an idea is attractive, but whether it is structured, evidenced, and risk-adjusted to the point where financing becomes a rational decision. Bankability therefore rests on demonstrable viability rather than narrative appeal.